We subscribe to, and abide by, a number of laws and regulations that exist for your protection, confidentiality, and security, giving you peace of mind.
These include
The Financial Conduct Authority (FCA) – our regulator.
We will tell you if any product or service recommended is not regulated by the FCA
The Financial Services Compensation Scheme (FSCS)
For your financial security
The Financial Ombudsman Service
For your peace of mind we treat you with the highest level of client classification and you can always refer to the Financial Ombudsman.
Law
All our agreements follow the laws of England and Wales. The laws concerning property, conveyancing , trusts and power of attorney can differ if you live in Scotland or Northern Ireland.
Financial Crime & Proceeds of Crime Act
We support the Proceeds of Crime Act, and all efforts to eliminate money laundering.
The Data Protection Act (DPA)
Ensuring your data is protected, as well as your confidentiality.
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The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested. Transferring out of a final salary pension is unlikely to be in the best interest of most people.