What Are My Options
When it comes to our retirement, our peace of mind is absolutely paramount. We hope that our pension savings are working well, but what if they’re not?
An underperforming pension pot can leave you with much less in retirement than you expected. A pension scheme that doesn’t allow you the access you expected can give you much less flexibility. A pension scheme with high charges can see your savings slip away.
Our no obligation free pension review is designed to analyse your situation and tell you what’s not working for you and what is working well. We will also go through the new options offered by the pension freedom (2015).
If we think we can improve your current situation and potentially help improve your retirement prospects.… we will tell you.
If we don’t think your retirement is heading in the right direction… we will tell you that too
The Value Of Advice
Research* has shown that the average UK income in retirement is £19,000 per annum. However, the average for those who have assistance from a financial adviser, and set goals, is £26,000. By not working with a financial adviser, you could potentially lose out on an extra 36.8% or as much as £157,000 over the course of a 21 year retirement
*Old Mutual Wealth/YouGov Survey, July 2014
Get in touch
The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested. Transferring out of a final salary pension is unlikely to be in the best interest of most people.